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Flipkart Axis Bank Credit Card
Apply Now :- https://ekaro.in/enkr20230317s22531010
Flipkart Axis Bank Credit Card unlocks a world where it rains cashback with every transaction. With accelerated cashback across all your favorite categories including travel, shopping, entertainment and lifestyle, there’s no limit to what you can earn with this card.
Unlimited Cashback
Welcome Benefits
Complimentary airport lounge access
Fuel Surcharge Waiver
Apply Now :- https://ekaro.in/enkr20230317s22531010
Welcome Benefits :- Rs. 1100 worth of joining and activation benefits on your Flipkart Axis Bank Credit Card. Please visit the Welcome benefits section to know all about these benefits.
For terms and conditions, click here
Cashback with every transaction
:- 5% cashback on Flipkart & Myntra
:- 4% cashback on Preferred Merchants. Click here for a list of Preferred Merchants
:- 1.5% cashback on all other categories
:- Cashback will be directly credited in your credit card statement
:- For Terms & Conditions, Click here
:- For terms & conditions for preferred partners, click here
Airport Lounge Access :- Enjoy 4 complimentary lounge visits to select airport lounges within India per calendar year with your Flipkart Axis Bank Credit Card.
For Master card click here for the T&C's
For Visa card click here for the T&C's
Fuel Surcharge Waiver :-
Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
Valid on transactions between Rs 400 and Rs 4000 only; maxium benefits up to 400* per statement cycle
GST charged on fuel surcharge is non-refundable
No cashback is earned on fuel transactions
Dining Delights :-
Indulge in delectable cuisines with Axis Bank Dining Delights offering up to 20% off at partner restaurants in India.
Click here for the updated list of restaurants affliliated to the dining delights
Welcome Benefits :- Your Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the offers and their respective TnCs.
Flipkart :- Rs. 500 worth Flipkart vouchers on your first transaction with your Flipkart Axis Bank credit card. For terms and conditions, click here
Myntra :- 15% cashback up to Rs. 500 on your first transaction on Myntra using Flipkart Axis Bank credit card. For terms and conditions, click here
Swiggy :- 50% instant discount up to Rs.100 on 1st Swiggy order. Use code "AXISFKNEW”. For terms and conditions, click hereFor terms and conditions, click here
Eligibility and Documentation :-
ndividuals eligible for Flipkart Axis Bank Credit Card:
Primary cardholder should be between the age of 18 and 70 years
The individual should either be a Resident of India or a Non-Resident Indian
Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for Flipkart Axis Bank Credit Card.
Apply Now :- https://ekaro.in/enkr20230317s22531010
Documents for Flipkart Axis Bank Credit Card application :-
Unless there are case variations, the required documents for Flipkart Axis Bank Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy.
Keep your documents for Flipkart Axis Bank Credit Card ready
The following documents are required :-
PAN card photocopy or Form 60
Colour photograph
Latest payslip/Form 16/IT return copy as proof of income
Residence proof (any one of the following):
Passport
Ration Card
Electricity bill
Landline telephone bill
Identity proof (any one of the following):
Passport
Driving license
PAN card
Aadhaar card
Please note that this list is only indicative. Documents required may vary on a case-to-case basis.
Disclaimer :- The credit card decision would be communicated within 21 working days
Fees & Charges - Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card fees and charges are listed in the table below :-
Joining fee :- Rs. 500
Annual Fee :- 2nd year Onwards : Rs. 500
Annual fee waived off on annual spends greater than Rs. 2,00,000.
Add-on card joining fee :- Nil
Add-on card annual fee :- Nil
Card replacement fee (w.e.f 10/10/20) :- Nil
Cash payment fee :- Rs.100
Duplicate Statement fee :- Waived
Charge slip retrieval fee or copy request fee :- Waived
Outstation cheque fee :- Waived
Apply Now :- https://ekaro.in/enkr20230317s22531010
Mobile alerts for transactions :- Free
Hotlisting charges :- Nil
Balance enquiry charges :- Free
Finance charges (Retail purchases and cash) :- 3.6% per month (52.86% per annum)
Cash withdrawal fees :- 2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fees :-
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over limit penalty :- 2.5% of the over limit amount (Min Rs. 500)
Cheque return or dishonor fee or auto-debit reversal :- 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,507
Surcharge on purchase or cancellation of railway tickets :- As prescribed by IRCTC/Indian Railways
Foreign currency transaction fee :- 3.5% of the transaction value
Reward Redemption fee :- No
Rent Transaction fee (Applicable from 5th March 2023) :- 1% capped at INR 1,500 per transaction on rental transactions
Dynamic Currency Conversion markup (Applicable from 5th March 2023) :- 1% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation
For all above fees and charges, taxes as per Government norms shall be applicable
For card member agreement, click here
For terms & conditions, click here
Frequently Asked Questions (FAQs)
Q. What is a Credit Card?
A credit card is an instrument to help you make instant credit based transactions.
Unlike debit cards which are linked to your bank accounts and debit the corresponding amount for every transaction, credit cards offer you the flexibility to make transactions on credit independent of your account balance. These amounts however are repayable at the end of a pre-specified credit period, and each credit card involves a credit limit beyond which transactions cannot be made.
Apply Now :- https://ekaro.in/enkr20230317s22531010
Q. How to Apply for a Credit Card?
You can apply for credit card with Axis Bank :-
:- Online by checking out Axis Bank credit cards
:- By getting in touch with your relationship manager
:- Or visiting your nearest Axis Bank branch
Q. How to check Credit Card Eligibility?
To be eligible for a credit card with Axis Bank :-
:- You must be over 18 years of age
:- You must be a resident of India
:- In case you are the primary card holder, you must have a regular source of income.
While these are the general conditions to avail of a credit card additional criteria may exist depending upon the type of credit card you choose. You can browse through the list of Credit Cards offered by Axis Bank here and apply for credit card that best suits your needs.
Q. What are the benefits of an Axis Bank Credit Card?
Axis Bank Credit Cards are designed keeping in mind the various uses and lifestyles customers may adhere to. With exclusive benefits on transaction for food, travel, e-commerce and or a combination of these.
Some advantages of Axis Bank credit cards include :-
:- Complementary flight tickets
:- Discounts on movie tickets
:- Waiver of fuel surcharges
:- Access to airport lounges
:- Discounted deals on hotel bookings and restaurant orders
Q. What is a credit card limit?
The credit card limit, also known as the credit limit, is the limit assigned to the cardholder by the bank or fixed by the issuing company. This indicates the maximum amount one can spend on their credit card and is determined on the basis of the credit score given by the credit rating agency TransUnion CIBIL Ltd. (Credit Information Bureau (India) Limited).
It is important to note that the total outstanding or the total transactions made through this card, which also include the associated fees and charges, should not be above the credit limit.
As a first-time user of a credit card, you will receive a lower credit limit considering that the bank is not familiar with your spending pattern and your ability to make your credit card bill payment.
Q. What is the minimum credit score for a credit card?
The credit score of a credit card reflects the creditworthiness of the cardholder. This means if you make purchases or transactions with your credit card and settle the credit card bill payment by the due date, your credit score will be high.
As per the credit rating agency, TransUnion CIBIL Ltd. (Credit Information Bureau (India) Limited), try and maintain a minimum credit score of 750 to ensure better offers and quicker approval on new credit cards. On the other hand, a CIBIL score of 900 indicates high creditworthiness, and such a score will enable you to get better benefits when it comes to your credit card.
The CIBIL score, as it is called, is an important criterion that will be considered by your bank or the credit card company before they issue a new credit card to you.
However, it is important to note that the credit score may be subject to changes periodically.
Q. Do credit cards come with any airport lounge benefits?
Yes, there are many credit cards that let you enjoy credit card rewards such as airport lounge benefits such as airline customer service, free Wi-Fi connection, comfortable seating arrangements and refreshments while you wait for your boarding call. It is advised that you check the product features of your credit card to know more about these benefits.
While some of these services may be free of cost, other benefits may incur additional charges based on the terms and conditions of your bank or credit card company.
Under the Axis Bank Airport Lounge Access Program, there are different types of credit cards that offer limited or unlimited complimentary airport lounge access across different cities on domestic and international flights. However, Axis Bank does not guarantee the benefits and privileges at the participating airport lounges, which may be subject to the guidelines of the airport management.
Q. What does "minimum due" mean on a credit card statement?
Each month, when you receive your credit card statement, you need to make the credit card bill payment to avoid any penalties. However, to ease out the process, you are required to pay a "minimum amount" before the due date so that a late fee is not levied. Once this amount has been paid, interest rates will be charged on the pending amount.
To ensure that you do not have to face the hassle of late payment fees, ensure that you pay the total amount instead of the minimum amount before the due date.
Q. Does my credit card number change when I renew?
Your credit card should be used for digital payments as and when you need to use it. However, it is not compulsory to use your credit card each month. Furthermore, your credit card will not be cancelled in case you do not make payments on the card for a particular month.
However, there will be applicable annual fees that you may be required to pay if you don’t use your credit card for a long time.
Q. What should I do when my credit card is lost?
In case you happen to lose your credit card or if it is stolen, immediately access your mobile banking application or log in to your internet banking account to block your credit card. Alternatively, you can also reach out to the customer care of your bank or credit card company to inform them of the loss so that they can block your credit card soon.
Q. Can I get Credit Card Online?
Yes, you can apply for credit card online on the Axis Bank website. Once you provide your details such as mobile phone number, income, PAN Number, etc. (for a new customer). The card limit will be fixed based on your income number. You can also apply using the Axis mobile app.
Q. Can I use credit card for international transactions?
If the card is an international credit card, it can be used for transactions – both online and offline. Using your Axis mobile app, you also have the option to switch off the feature or decide what kinds of transactions it can be used for. For instance, you can choose to use it only for online shopping but not at POS or ATMs, and so on.
Q. How to set credit card limit?
The overall credit limit is decided based on the type of card you hold. In addition, you can also set the limit you want for each kind of transaction, such as online, POS, ATM, Tap and Pay. You can also set separate limit for international transactions, if you hold an international credit card.
Apply Now :- https://ekaro.in/enkr20230317s22531010
Q. How can I redeem my Axis Bank credit card points?
You can redeem your Axis Bank credit card points against the EDGE loyalty rewards catalogue. The number of points you earn will vary based on the type of credit card you hold. You can also earn higher reward points for transactions with partner brands of Axis Bank credit cards.
Q. What are the terms and conditions associated with Credit Cards?
For terms and conditions associated with Axis Bank Credit Cards, please click here.
(CONTACT AXIS BANK)
Call :- 1800-419-5959
SMS BAL to 56161600 or +918691000002 to get your Account Balance
Call :- 1800-419-6969
SMS MINI to 56161600 or +918691000002 to get your Mini Statement
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