Axis Bank Vistara Signature Credit Card

 

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Credit Card - Axis Bank

Axis Bank Vistara Signature Credit Card

Axis Bank Vistara Signature Credit Card gives customers a complimentary Club Vistara Silver membership. The benefits of Axis Bank Vistara Signature Credit Card include a complimentary premium economy ticket, on fee payment. Customers shall earn Club Vistara points on eligible spends and stand a chance to win up to four premium economy tickets on achieving milestone spends.

Welcome Privileges

Vistara Privileges

Fly Free Faster

Milestone Privileges

(Features and Benefits) 

Welcome aboard with complimentary Premium Economy ticket :- Get a complimentary Premium Economy ticket voucher as a welcome gift on fee payment. Continue to enjoy this benefit on renewal of your Credit Card membership every year. Click here for T&C.

Complimentary Club Vistara Membership :- Enjoy privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance, on fee payment. Club Vistara Silver Membership will be issued within 10 working days of joining/annual fee payment.

Accure Club Vistara Points on every swipe :- Earn 4 CV Points* for every Rs 200 spent on the Axis Bank Vistara Signature Credit Card and redeem for upgrades & award flights. For options to redeem points, Click here.

For T&C's click here.

Lifestyle Privilages :- Complimentary Lounge Access at select airports within India. To view the list of participating Vistara lounge, Click here.

Explore curated experiences from across the world with Extraordinary weekends

Avail 25% off up to Rs. 800 at our partner restaurants across the country with Axis Bank EazyDinner. Visit https://dining.eazydiner.com/axisbank to know more.

Get 3 complimentary rounds of golf at some of India's most picturesque destinations. For details, click here

Insurance Benefits :- Purchase Protection Cover up to Rs. 1 lakh

Cover upto USD 300 for the following :-

Loss of Travel documents

Delay of Check-in Baggage

Loss of Check-in Baggage

*Terms and Conditions apply. Click here for detailed Cover and Claim Procedure.

Convert purchase to EMI :- On any trancation over Rs. 2,500, contact the Bank to convet a big credit card purchase into EMIs

To Know more, click here

24X7 Dedicated Concierge Desk 

Assistance is available on Flight booking, Table reservation, exclusive events/shows, gift delivery and so much more. Experience a world with a dedicated concierge desk, now just a phone-call. Click here for details. 

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Eligibility for Axis Bank Vistara Signature Credit Card :- includes an age limit for primary (18 – 70 years of age) applicants. Applicants need to be residents of India with an income of above Rs. 6,00,000 per annum.

Eligibility

Individuals eligible for Axis Bank Vistara Signature Credit Card:-

Primary cardholder should be 18-70 years of age

Net income should be minimum INR 6,00,000 per annum

Applicant should be a resident of India

The above criteria are only indicative. Approval of application is at the sole discretion of the Bank.

Documents Required :-

PAN card photocopy or Form 60

Proof of income :- latest payslip / Form 16 / IT return

Residence proof (any one of the following)

Passport

Driving License

Ration Card

Electricity bill

Landline telephone bill

The above list is only indicative. Documents required may vary on a case-to-case basis

Apply Now :- https://ekaro.in/enkr20230316s22523875

Fees & Charges for Axis Bank Vistara Signature Credit Card

(Vistara Signature)

Standard Joining Fee :- Rs. 3,000

Standard Annual Fee (2nd year onwards) :- Rs. 3,000

Standard Add-on Card Joining Fee :- Nil

Standard Add-on Card Annual Fee :- Nil

Finance Charges (Retail Purchases & Cash) :- 3.6% per month (52.86% per annum)

Cash Withdrawal Fees :- 2.5% (Min. INR 500) of the Cash Amount

Fee for Cash Payment :- INR 100/-

Card Replacement :- Nil

Duplicate Statement Fee :- Waived

(Overdue Penalty or Late Payment Fee)

:- Nil if Total Payment Due is less than Rs. 500

:- Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000

:- Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000

:- Rs. 1200 if total payment due is greater than Rs.10,000

Chargeslip Retrieval Fee or Copy Request Fee :- Waived

Outstation Cheque Fee :- Waived

Cheque return or dishonour Fee or Auto-debit ReveINRal :- 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,514

Surcharge on purchase or cancellation of Railway Tickets :- As prescribed by IRCTC/Indian Railways

Fuel Transaction Surcharge :- 1% of transaction amount 

Foreign Currency Transaction Fee :- 3.50% of the transaction value

Mobile Alerts for Transactions :- Waived

Hotlisting Charges :- Waived

Balance Enquiry Charges :- Waived

Reward Redemption fee :- No

If you have applied for a credit card with Axis Bank, click here to know your application status.

Apply Now :- https://ekaro.in/enkr20230316s22523875

Frequently Asked Questions (FAQs)

Q. What is a Credit Card?

A credit card is an instrument to help you make instant credit based transactions.

Unlike debit cards which are linked to your bank accounts and debit the corresponding amount for every transaction, credit cards offer you the flexibility to make transactions on credit independent of your account balance. These amounts however are repayable at the end of a pre-specified credit period, and each credit card involves a credit limit beyond which transactions cannot be made.

Q. How to Apply for a Credit Card?

You can apply for credit card with Axis Bank :-

:- Online by checking out Axis Bank credit cards

:- By getting in touch with your relationship manager

:- Or visiting your nearest Axis Bank branch

Q. How to check Credit Card Eligibility?

To be eligible for a credit card with Axis Bank :-

:- You must be over 18 years of age

:- You must be a resident of India

:- In case you are the primary card holder, you must have a regular source of income.

While these are the general conditions to avail of a credit card additional criteria may exist depending upon the type of credit card you choose. You can browse through the list of Credit Cards offered by Axis Bank here and apply for credit card that best suits your needs.

Q. What are the benefits of an Axis Bank Credit Card?

Axis Bank Credit Cards are designed keeping in mind the various uses and lifestyles customers may adhere to. With exclusive benefits on transaction for food, travel, e-commerce and or a combination of these.

Some advantages of Axis Bank credit cards include :-

:- Complementary flight tickets

:- Discounts on movie tickets

:- Waiver of fuel surcharges

:- Access to airport lounges

:- Discounted deals on hotel bookings and restaurant orders

Q. What is a credit card limit?

The credit card limit, also known as the credit limit, is the limit assigned to the cardholder by the bank or fixed by the issuing company. This indicates the maximum amount one can spend on their credit card and is determined on the basis of the credit score given by the credit rating agency TransUnion CIBIL Ltd. (Credit Information Bureau (India) Limited).

It is important to note that the total outstanding or the total transactions made through this card, which also include the associated fees and charges, should not be above the credit limit.

As a first-time user of a credit card, you will receive a lower credit limit considering that the bank is not familiar with your spending pattern and your ability to make your credit card bill payment.

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Q. What is the minimum credit score for a credit card?

The credit score of a credit card reflects the creditworthiness of the cardholder. This means if you make purchases or transactions with your credit card and settle the credit card bill payment by the due date, your credit score will be high.

As per the credit rating agency, TransUnion CIBIL Ltd. (Credit Information Bureau (India) Limited), try and maintain a minimum credit score of 750 to ensure better offers and quicker approval on new credit cards. On the other hand, a CIBIL score of 900 indicates high creditworthiness, and such a score will enable you to get better benefits when it comes to your credit card.

The CIBIL score, as it is called, is an important criterion that will be considered by your bank or the credit card company before they issue a new credit card to you.

However, it is important to note that the credit score may be subject to changes periodically.

Q. Do credit cards come with any airport lounge benefits?

Yes, there are many credit cards that let you enjoy credit card rewards such as airport lounge benefits such as airline customer service, free Wi-Fi connection, comfortable seating arrangements and refreshments while you wait for your boarding call. It is advised that you check the product features of your credit card to know more about these benefits.

While some of these services may be free of cost, other benefits may incur additional charges based on the terms and conditions of your bank or credit card company.

Under the Axis Bank Airport Lounge Access Program, there are different types of credit cards that offer limited or unlimited complimentary airport lounge access across different cities on domestic and international flights. However, Axis Bank does not guarantee the benefits and privileges at the participating airport lounges, which may be subject to the guidelines of the airport management.

Q. What does "minimum due" mean on a credit card statement?

Each month, when you receive your credit card statement, you need to make the credit card bill payment to avoid any penalties. However, to ease out the process, you are required to pay a "minimum amount" before the due date so that a late fee is not levied. Once this amount has been paid, interest rates will be charged on the pending amount.

To ensure that you do not have to face the hassle of late payment fees, ensure that you pay the total amount instead of the minimum amount before the due date.

Q. Does my credit card number change when I renew?

Your credit card should be used for digital payments as and when you need to use it. However, it is not compulsory to use your credit card each month. Furthermore, your credit card will not be cancelled in case you do not make payments on the card for a particular month.

However, there will be applicable annual fees that you may be required to pay if you don’t use your credit card for a long time.

Q. What should I do when my credit card is lost?

In case you happen to lose your credit card or if it is stolen, immediately access your mobile banking application or log in to your internet banking account to block your credit card. Alternatively, you can also reach out to the customer care of your bank or credit card company to inform them of the loss so that they can block your credit card soon.

Q. Can I get Credit Card Online?

Yes, you can apply for credit card online on the Axis Bank website. Once you provide your details such as mobile phone number, income, PAN Number, etc. (for a new customer). The card limit will be fixed based on your income number. You can also apply using the Axis mobile app.

Q. Can I use credit card for international transactions?

If the card is an international credit card, it can be used for transactions – both online and offline. Using your Axis mobile app, you also have the option to switch off the feature or decide what kinds of transactions it can be used for. For instance, you can choose to use it only for online shopping but not at POS or ATMs, and so on.

Q. How to set credit card limit?

The overall credit limit is decided based on the type of card you hold. In addition, you can also set the limit you want for each kind of transaction, such as online, POS, ATM, Tap and Pay. You can also set separate limit for international transactions, if you hold an international credit card.

Q. How can I redeem my Axis Bank credit card points?

You can redeem your Axis Bank credit card points against the EDGE loyalty rewards catalogue. The number of points you earn will vary based on the type of credit card you hold. You can also earn higher reward points for transactions with partner brands of Axis Bank credit cards.

Q. What are the terms and conditions associated with Credit Cards?

For terms and conditions associated with Axis Bank Credit Cards, please click here.

(CONTACT AXIS BANK)

Call :- 1800-419-5959

SMS BAL to 56161600 or +918691000002 to get your Account Balance

Call :- 1800-419-6969

SMS MINI to 56161600 or +918691000002 to get your Mini Statement

Apply Now :- https://ekaro.in/enkr20230316s22523875